Description
Building your super and living off it are two completely different skills. Most people only ever learn the first one.
For most of your working life, superannuation is simple in principle: contribute, invest, let it grow. But the moment you retire, the questions change completely, and so do the stakes. How much can you safely draw each year without running out? Are you eligible for the age pension, and how do the assets and income tests actually work? Should you downsize, and what would that do to your pension? How do you keep investing sensibly through a market downturn when you’re relying on that money to live on?
These aren’t questions your super fund answers for you, and getting them wrong at 65 is a very different problem to getting them wrong at 35. That’s why this bundle pairs both stages of the journey.
Super Made Simple covers the accumulation side properly: how contribution caps and tax rules work, how to choose the right investment option for your age, and how to structure your super so it’s actually working as hard as it can before you retire.
Retirement Made Simple picks up exactly where that leaves off. It covers turning your super into a retirement income, understanding age pension eligibility, deciding whether downsizing makes sense, navigating aged care costs, and protecting the two assets people consistently underrate in retirement planning: their health and their relationships.
Between the two books, you’ll learn how to:
- Maximise your super contributions and choose the right investment option for your stage of life
- Understand exactly how much you can draw in retirement, and how long your money is likely to last
- Work out your age pension eligibility, and how the assets and income tests apply to you
- Decide whether downsizing is genuinely worth it for your situation
- Navigate aged care costs and estate planning with confidence, not guesswork
“I’ve just finished reading Retirement Made Simple and felt compelled to write to you. I’m 57 and planning to retire this year. One lesson that stayed with me from Noel’s earlier work was compound interest, and it’s compound interest that has taken me from having nothing to being a man of means, and allowed me to retire years earlier than I otherwise might have.”
— Noel News reader
Trusted voices agree. The Sydney Morning Herald’s Stephen Miles calls Retirement Made Simple “an excellent no nonsense guide to taking control of your financial future,” while National Seniors Australia‘s Ian Henschke says it “fills a big gap. Seniors need all the financial literacy they can get, and now more than ever.”
Get your super right on the way in, and your retirement right on the way out.
