Description
Here’s a fact that catches out even careful people: your will doesn’t control your superannuation.
Superannuation sits outside your estate. It’s governed by its own rules, its own nominations and its own tax treatment, entirely separate from whatever your will says. Get this wrong, and a large portion of what you intended to leave behind can end up going to the wrong person, or being taxed far more heavily than it needed to be. It’s one of the most common, and most expensive, estate planning mistakes in Australia, and most people don’t find out until it’s too late to fix.
That’s exactly why these two books work so well together.
Wills, Death & Taxes Made Simple walks you through the legal side of getting your affairs in order: writing a will that holds up, setting up enduring power of attorney and advance health directives correctly, handling overseas assets or beneficiaries, and structuring your estate to minimise family disputes.
Super Made Simple covers the piece that so often gets missed: how your superannuation is actually taxed, both while you’re alive and after you die, how death benefit nominations work, and how to structure your super now so it ends up exactly where you intend, with as little tax taken off the top as possible.
Read together, they close the gap between “I’ve got a will” and “I’ve actually protected what I’m leaving behind.”
Between the two books, you’ll learn how to:
- Write a will that actually holds up, and avoid the mistakes that get wills challenged
- Set up enduring power of attorney and advance health directives before you need them
- Understand exactly how your superannuation is taxed when you die, and how to reduce that tax for your beneficiaries
- Make sure your super death benefit nominations line up with your actual wishes, not an old default
- Structure your estate as a whole, super included, to minimise family conflict and tax
“I’ve just finished the updated Super Made Simple and am halfway through Wills, Death & Taxes Made Simple. I think I might be turning into a finance nerd! I’m happy to report that my retirement will be very comfortable, and I have no doubt that your advice played a big part in that.”
— Tracey, Noel News reader
Your will is only half the plan. This bundle gives you the whole thing.
