Good morning,

This is a special bulletin to rectify the technical problems in yesterday’s newsletter. We had a huge response to the Brisbane event with James and me, but many people emailed me to say the link did not work.

I have responded to everybody who emailed me but I’m concerned that  many of you have given up. We all know the frustration caused  by links that don’t work. Any problems just email me on [email protected].

I’ve also taken this opportunity to respond to some questions about ING I got yesterday and also to give you  some security tips which were left out of yesterday’s newsletter because of space.

As cricket is hot news right now I have finished off with some great cricket jokes.

Have a lovely day.


Event in Brisbane alongside my son James

My choice of career has afforded me opportunities to speak to audiences all over the world about how to better manage their money. However, next month I’ve got something special in store for those in southeast Queensland.

On Friday 14 July, I’ll be speaking at an event in Brisbane alongside my son James. As you may know, James has been living in the US for the last 10 years and has built up an impressive audience, now reaching more than two million people each month through his podcast and social media channels.

Here are the details…

Date: Friday 14 July 2023
Time: 12 pm – 2 pm
Venue: The Warehouse, Fortitude Valley, Brisbane QLD

I’ll be talking about strategies for financial success in the uncertain times we’re in. James will be talking about how to Win the Day, which is a particularly timely message if you have children or grandchildren who could benefit from a positive and strong mindset.

We’ll also be doing a live Q&A and I’ll be gifting a copy of one of my books to every person who attends.

If you’re able to join us, we’d love to see you. Here is the link to register or for more information:

Tickets will sell out, so get in quickly if you’re interested.


ING Debit card

I wrote “this month Geraldine went to visit James in Los Angeles and used her ING card exclusively. She was refunded $210 of hidden commissions by ING.”

A few readers pointed out that ING will no longer be doing this after 30 June. I contacted ING who have clarified it. Their release said they will no longer refund fees for “operator ATMs”. This means people who take cash out of overseas ATMs. It’s the same in Australia – you need to approve the transaction when the ATM tells you the fee the operator will be charging. ING will continue to refund those fees in Australia but I think the limit is five a month.

The changes do not affect the commissions refunded on purchases such as food, clothing, etc.. To be frank I haven’t  used in overseas ATM for years because I don’t use cash any more when I travel. I rely solely on the debit card.


Survival Tips

Some  people left their car in the long-term parking at the airport while away, and someone broke into the car. Using the information on the car’s registration in the glove compartment, they drove the car to the  people’s home and robbed it. So I guess if we are going to leave the car in long-term parking, we should NOT leave the registration / insurance cards in it, nor your remote garage door opener. This gives us something to think about with all our new electronic technology.

A family had their car broken into while they were at a football game. Their car was parked on the green which was adjacent to the football stadium and specially allotted to football fans. Things stolen from the car included a garage door remote control, some money and a GPS which had been prominently mounted on the dashboard. When the victims got home, they found that their house had been ransacked and just about everything worth anything had been stolen. The thieves had used the GPS to guide them to the house. They then used the garage remote control to open the garage door and gain entry to the house. The thieves knew the owners were at the football game, they knew what time the game was scheduled to finish and so they knew how much time they had to clean out the house.. Something to consider if you have a GPS – don’t put your home address in it. Put a nearby address (like a store or gas station) so you can still find your way home if you need to, but no one else would know where you live if your GPS were stolen.

I never thought of this! This lady has now changed her habit of how she lists her names on her mobile phone after her handbag was stolen. Her handbag, which contained her phone, credit card, wallet, etc., was stolen. Twenty minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says, “I received your text asking about our Pin number and I’ve replied a little while ago.” When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen cell phone to text “hubby” in the contact list and got hold of the pin number. Within 20 minutes they had withdrawn all the money from their bank account.

A lady went grocery-shopping at a local mall and left her purse sitting in the children’s seat of the cart while she reached something off a shelf.  Her wallet was stolen, and she reported it to the store personnel. After returning home, she received a phone call from the Mall Security to say that they had her wallet and that although there was no money in it, it did still hold her personal papers. She immediately went to pick up her wallet, only to be told by Mall Security that they had not called her. By the time she returned home again, her house had been broken into and burglarised. The thieves knew that by calling and saying they were Mall Security, they could lure her out of her house long enough for them to rob it.

Moral lesson:

Do not disclose the relationship between you and the people in your contact list. Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mum, etc.

And very importantly, when sensitive info is being asked through texts, CONFIRM by calling back.

Also, when you’re being texted by friends or family to meet them somewhere, be sure to call back to confirm that the message came from them. If you don’t reach them, be very careful about going places to meet “family and friends” who text you.


And Finally

Cricket wit 

“Geoffrey [Boycott] is the only fellow I’ve ever met who fell in love with himself at a young age and has remained faithful ever since” – Dennis Lillee

“The other advantage England have got when Phil Tufnell is bowling is that he isn’t fielding” – Ian Chappell

“Being the manager of a touring team is rather like being in charge of a cemetery – lots of people underneath you, but no one listening” – Wes Hall

“Shane Warne’s idea of a balanced diet is a cheeseburger in each hand” – Ian Healy

“I absolutely insist that all my boys are in bed before breakfast” – Colin Ingleby-Mackenzie Hampshire captain.

“The bowler’s Holding, the batsman’s Willey” – Brian Johnston as Peter Willey faces up to Michael Holding

“England have nothing to lose here, apart from this Test match” – David Lloyd

“No good hitting me there, mate, there’s nothing to damage” – Derek Randall to Dennis Lillee after being hit on the head by a bouncer.

“I just want to get into the middle and get the right sort of runs” – Robin Smith, suffering from Diarrhoea on an England tour of India.

“I’m a big believer that the coach is something you travel in to get to and from the game” – Shane Warne with a dig at coach John Buchanan

“Hell, Gatt, move out of the way, I can’t see the wickets” – Dennis Lillee after stopping in mid run-up to bowl to Mike Gatting

“Well, Andrew Strauss is certainly an optimist—he’s come out wearing sunblock” – Australian commentator in the fifth test of the 5-0 series whitewash in 2006-07

“It couldn’t have been Gatt. Anything he takes up to his room after nine o’clock , he eats” – Ian Botham on Mike Gatting involved with barmaid scandal

“I can’t really say I’m batting badly. I’m not out there long enough to be batting badly” – Greg Chappell

“It’s a catch he would have caught 99 times out of 1,000” – Henry Blofeld

“The hallmark of a great captain is the ability to win the toss.” – Richie Benaud.

I hope you have enjoyed the latest edition of Noel News.

Thanks for all your kind comments. Please continue to send feedback through; it’s always appreciated and helps us to improve the newsletter.

And don’t forget you’ll get more regular communications from me if you follow me on twitter – @NoelWhittaker.

Noel Whittaker