Hi Noel,

Just a quick email to say thank you. I’ve just finished reading Making Money Made Simple (I bought the Kindle version), and I’m now feeling very enthusiastic about making a positive change.

I’m 33 years old and in my final year of study (I’m mid-career change). Up until now I’ve been terrible with money – I rent, own no assets, and have not saved a single cent. Recently I’ve felt discouraged by the thought that I’ve left it all too late to get anywhere, until a friend recommended your book.

I’m now putting aside 10% of my gross income for investments, no exceptions. While I’m studying it’s not a lot of money, but I know it will change from next year. I can now see that each day counts, and putting things off only sets me back. 10% is 10% no matter how much you earn.

I feel inspired and optimistic about the future. So, thank you.

PS. The challenge is now getting my partner on board!