Was having a chat to a wealthy retired friend the other day who was telling me he just copped a bill of $2500 to replace the windscreen in his Lexus because it was hit by a stone from a passing car.

When he rang his insurance company, Australian Pensioners Insurance, they told him he’d failed to tick the box which gave him the option to include windscreen damage for just $100, and therefore was not covered. As the holiday period draws near, it may be worthwhile checking your own insurance.

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