Going up in smoke

Going up in smoke

“Habit is either the best of servants or the worst of masters.” – Nathaniel Emmons

Do you realise that the simplest way to retire wealthy is to invest the value of a packet of cigarettes a day from age 18? Yes, just doing this will give you enough money at age 65 to buy an indexed life pension of $30 000 a year in today’s dollars. I often wonder if people smoke because they are poor or they are poor because they smoke.

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