Going up in smoke
“Habit is either the best of servants or the worst of masters.” – Nathaniel Emmons
Do you realise that the simplest way to retire wealthy is to invest the value of a packet of cigarettes a day from age 18? Yes, just doing this will give you enough money at age 65 to buy an indexed life pension of $30 000 a year in today’s dollars. I often wonder if people smoke because they are poor or they are poor because they smoke.