Beat banks at their own game

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Choosing the best home loan product is much more than ticking boxes.

INTEREST rates are at record lows, with some economists predicting they will go even lower.

Consequently, the papers are full of advertisements for cheap home loans. This begs the question of whether you should stick with a variable rate, or move to a fixed one.

On the face of it, fixed rates look attractive.

After all, how could…

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