Ask Noel & The Explainer: How pensioners should use an unexpected gift

I HAVE been bequeathed $20,000 and do not knowhow best to invest this unexpected gift. I am 68, female, retired, but work the odd day per month. My super account is still open with a balance of $8000, I receive the full age pension and own my own home worth$450,000. I have no savings. I do not have funeral bonds.What would you suggest?

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