Thank you so much for your advice. I religiously read your Sunday Mail column and have gained so much insight about, not only financial matters, but also, indirectly, you have led me down the path of self fulfillment. This time last year you recommended the books “The Richest Man in Babylon” and “50 Success Classics” as great gifts for Christmas. I bought them for my husband and have now claimed them as my own.

Thank you so much for giving me the inspiration I needed.